![]() ![]() Such an increase in this type of debt, which covers any money owed that is not tied to an asset, also covering unpaid utility bills, is seen as an indicator of stretched personal finances, with a potential knock-on effect for spending and growth, particularly in the longer term. This would be an increase from 29.1% of disposable income in 2022 to 38.6%, amounting to an average of £5,445 for each household.
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